Effortless 401(k) management

Effortless 401(k) management

We take care of the heavy lifting by handling the ins and outs of getting a plan up and running, and keeping it going. That means there is more time for plan sponsors to focus on what they do best: their job.

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Fiduciary protection

Fiduciary protection

We provide the option of putting plan fiduciary investment decisions in the hands of Wilshire Associates, an independent investment advisory and consulting firm. Wilshire can be a company's investment fiduciary "watchdog" and they can manage some or all of the fiduciary responsibilities.

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Personalized guidance

Personalized guidance

If an employer wants a retirement plan product that stays up-to-date with their employees' lives, choose Equitable. With Retirement Gateway, employees will have sound retirement education at just the right time.

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Retirement Gateway® Association

At a glance

Effortless management


  • A customized plan tailored to meet employer needs and goals.
  • Dedicated specialists to help throughout the setup and transition process.
  • Help navigating 401(k) regulations.

Fiduciary protection


Direct Wilshire Associates to either:

  • Select and monitor investment options.OR
  • Make recommendations regarding investments.

Options for retirement certainty


Employees can enjoy:

  • Predictable income throughout retirement.
  • A fixed interest rate on savings.

Personalized guidance


Employees can better prepare for retirement, with access to:

  • Education meetings.
  • Online resources and tools to help plan for their financial future.
  • A customized experience to get them engaged, educated and enrolled.

Working together, we'll get it done.

Retirement Gateway® provides a new kind of 401(k) experience, with effortless management and fiduciary protection for plan sponsors and retirement certainty options and personalized guidance for employees.

How to Get Started  

Personal Income BenefitSM

A "pension-like" Retirement Gateway feature, which provides guaranteed withdrawal payments, helping employees be more confident about retirement.

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